Short Term Loans in the UK
Paydays Lead can be the right choice to deal with your financial emergencies by providing you with short term loan solutions through instant payday loans and Instalment loans in the UK. Our services are focused on providing you a hassle free solution even with bad credit. We require no credit check and give you a completely paperless online application process. We give you guaranteed sameday service. So, apply online now for short term cash loan and get instant money in your account.
Paydays Lead is an online loan matching platform for UK consumers to help them get short term loans by finding the best suited instant payday loans. It helps clients by finding them instalment loans which meet their requirements. We believe in responsible lending process and operate as a reputed financial entity. Our aim is to provide a transparent and well informed loan service for struggling residents without the hassles. We would like to inform any client who has the intention of using our short term loan service that we are not a direct lender and our credit matching service finds the best suited direct lender. So, if you want, you can get quick payday loans and instalment loans from direct lenders by choosing a loan from several different types of credit options. Check our products and compare our service to find the best option for your path to financial recovery.
Instant Payday Loans or Instalment Loans | Apply for Short Term Loans
Paydays Lead started its online credit service just with payday loan (also known as payday advance or cash advance). However, now it has started to provide instalment loans for the benefit of the UK consumers. Now, it has various options available for loans such as instant payday loans for £100, £200, £300 and £400 for up to 7, 14, 21 and 28 days. On the other hand, instalment loans are provided in higher amounts of £500, £600, £700, £800, £900 and £1000 for up to 30, 60, 90, 120, 150 and 180 days. Our credit services are offered through fast and secure online processing which is both hassle free and paperless. The simple application process helps to get a loan easily with no credit check required! The approved cash amount will be deposited directly to your account within minutes. So, find the best option for you and apply now to get a loan from Paydays Lead.
If you want to get a short term loan from our direct lenders, you must meet their eligibility criteria. The company policy of the direct lenders will determine who is approved for a loan.
Implications of Non-Payment
Direct lenders understand that you are willing to pay them back as fast as you could. However there might be situations where you might fall short of the deadline. In such cases you might be held liable to late fees and communication from concerned authorities by the means of phone, email or letter. Continuous non-payment can result in bad credit records and legal action from your lenders.
Renewal or Extension Policy
You can choose to extend your period of repayment for your convenience. In that case you will be required to notify your direct lender in advance. If you are involved in non-repayment then you will be subject to an extension according to the terms and conditions of the lender. However in such a case, additional charges might be applicable.
Direct lenders policy towards rollover is more or less similar to extensions. We are in the market to operate as responsible financial establishment. Direct lenders do not encourage rollovers in the first place. We recommend rollover only if you have no other options. You should let your lenders know to apply for a rollover.
Easy Payment Method!
You can rely on responsible direct lender’s convenient payment methods. Direct lenders do not have any hidden charges. Their interest rates are reasonable and competitive. You can always calculate the total expenditure. So, it will be incurred for your payday or instalment loans transaction with our direct lenders. Please read the details to find out more about our payment methods before signing with any direct lenders.
Instant Cash in Your Bank
Once you get an offer and approval it really takes few minutes for your loan amount to be deposited in your bank account. Once your application is approved, the balance transfer is settled as soon as possible by your lender. Please check out the terms and conditions of your respective lender and bank before you sign up for a loan.
Low Interest Rate
The interest rate and APR depend on the direct lender who offers you the loan and their terms and conditions. As a responsible financial entity, we only deal with sensible lenders. We try to make things convenient for you. Direct lenders understand that higher interest rates can get you into a greater fuss. Hence, their solutions are designed as such that they are at your affordability.
Short Term Loans with Multiple Repayment Option! Apply to Get Online Loans
We are an emerging payday loan processing service provider. We are trying our best to deliver the best credit matching service in the UK. Our short term loan options have gained substantial exposure in recent times due to the rise of fast payday loans in the UK. Our short term loan options allow consumers to take out instant cash which are repaid on a chosen date by the borrower. In addition to the promise of best payday loans, Paydays Lead is offering installment loans for consumers who are pursuing credit options for a significantly longer term period.
Instant Payday Loans: Excellent Rates, Quick Approval and Fast Funding
Instant payday loan, also known as payday advance or cash advance, is the most popular form of short term loan option widely used today. Paydays Lead offers instant payday loans using its online services up to £400. If you want, you can get various amounts. We help you to get loan amounts at £100, £200, £300 and £400. The payday advance is available for a short period of time, up to 4 weeks or 28 days. Borrowers have lot of options to choose their desired term period from 7 days, 14 days, 21 days and 28 days for their loan repayment.
Instalment Loans: May be the Best Solution for You
Instalment loans have recently been adopted to meet the dynamic needs of the UK consumers. These allow consumers to consider credit options for a significantly larger amount and for a longer period of time. Instalment loans are available for up to 6 months or 180 days in amounts above £400. Borrowers may choose from £500, £600, £700, £800, £900 and £1000 as their preferred loan amount. The repayment options for instalment loans are significantly longer compared to payday loans online. Our installment options are available from 30 days, 60 days, 90 days, 120 days, 150 days and 180 days.
Advantages of Our Instalment and Payday Loans Service
PaydaysLead.co.uk offers the best service by providing borrowers with most advantageous solution to their financial problems. Our instantaneous short term loan services are available through 100% online processing. The loan application process is fast and simple requiring no paperwork. Payday loans in the UK are provided within the same day of approval to the borrowers’ personal bank account. Based on the borrowers’ preference, they may opt for payday advances or instalment loans. Both types of cash advances are provided through our credit services. This allows borrowers the flexibility required to pursue short term loans without defaulting on a loan.
Qualifications for Short Term Loan Options
The foremost factor of qualification is ensuring that the applicants are valid UK residents. Age is also an important factor for getting a loan. Residents need to be over the legal age of 18 years. It means you are a capable and responsible financial decision maker. Additionally, the applicants must be currently employed with a steady source of income. This ensures that you are capable of obtaining and repaying the loan. An existing bank account is necessary for the transfer of funds, upon credit approval. It is also usable for automatic credit repayment. We take full responsibility of your personal information which is provided to us, while using our website. Your information will be dealt with confidentiality. Its safety and security will be ensured in accordance to the Data Protection Act.
Considerations for Payday Loans Online
Paydays Lead has established itself as a responsible financial entity and works to maintain its responsibility by providing valuable financial advice and recommendations to consumers. Consumers are repeatedly reminded of considering alternative options prior to committing to a cash advance. Instant payday loans are high commitment loans which have heavy consequences of violating loan terms and conditions. If you are suffering from permanent debt problems, then payday loans are not the solution to your financial struggles. We highly recommend the consultation of government agencies in UK such as the Financial Conduct Authority (FCA), Office of Fair Trade (OFT) or Financial Ombudsmen Service (FOS) for further assistance regarding permanent debt solutions. The National Debt Line is also available for money management and financial advice. If upon evaluation you are sure of obtaining short term payday loans, then you must take extra care in fulfilling the loan terms and conditions. We urge borrowers to repay their loan within the due date of repayment. If you have any trouble in making repayments, then you must contact the direct lender prior to exceeding the loan maturity date to avoid unwanted penalties which may result in bad credit rating in your credit history.
Be Informed about Our Instant Online Loan Service
Short term loans, in the form of fast payday loans, are not a form of permanent financial solution. Neither is an instalment loan a suitable long term solution. We do not recommend consumers for any of the two as a permanent debt solution. These options were developed to help people to overcome temporary financial difficulties. So, this is only provided for a short period of time. If you are in extreme money crisis and looking for a permanent solution, then you can get it. It is highly recommended to seek advice from a professional financial adviser.
We suggest our customers to repay entire credit amount to their direct lender within the maturity date. If they become unable to repay the credit amount by the maturity date, then the direct lender might establish an alternative payment method. However, the borrowers must contact them in advance. * The alternative payment procedure is designed in such a method where the borrower will pay a part of principal amount along with the interest. The remaining debt can be paid in instalments eventually.
* Subject to Customer Eligibility.
NB: Paydays Lead is a short term loan matching service provider in affiliation with 29 direct lenders. We offer credit services at free of charge to its applicants. We try to provide our consumers with the most advantageous payday and instalment loan solution to their financial problems. We do not guarantee any kind of credit approval or the terms of the loan. It is strictly the decision of the direct lender upon your credibility assessment. Information obtained while you use our services will be used strictly for your purposes and will be dealt with confidentiality. We are required by law to perform credit checks to report your financial activities and assess your financial credibility. Short term loans are not recommended for permanent financial solution to your circumstances. You are responsible for contacting your direct lender regarding the terms and conditions of your loan.